Disclaimers and License
=======================

Disclaimers
-----------

**Independent Project:** This package and its documentation are the independent work of Michael Handelman and any contributors. They are not affiliated with, endorsed by, or in any way officially connected with the Federal Financial Institution Examination Council (FFIEC) or any other U.S. Government agency.

**No Warranty and Limitation of Liability:** The authors and contributors to this code repository assume no responsibility or liability for any errors or omissions in the software or documentation. The software and information herein are provided on an "as is" basis with no guarantees of completeness, accuracy, usefulness, or timeliness. Use of this package is at your own risk.

**Informational Purposes Only:** This package is designed to assist in analyzing, processing, and acquiring publicly available Federal financial system regulatory data. It is intended for informational and educational purposes only and **does not constitute financial, investment, legal, or any other form of professional advice.** The authors and contributors do not have access to non-public information regarding publicly traded companies or other financial entities. Decisions based on information obtained from this package are the sole responsibility of the user.

License
-------

MIT License

Copyright (c) 2025 Michael Handelman

Permission is hereby granted, free of charge, to any person obtaining a copy
of this software and associated documentation files (the "Software"), to deal
in the Software without restriction, including without limitation the rights
to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
copies of the Software, and to permit persons to whom the Software is
furnished to do so, subject to the following conditions:

The above copyright notice and this permission notice shall be included in all
copies or substantial portions of the Software.

THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE
SOFTWARE.